No Payments for 90 days on All BMW New, Used and CPO Vehicles
In these volatile and uncertain times, we are all facing, BMW Financial Services is committed to offering financing that meets our customers' needs.

BMW Financial Services is pleased to announce the expansion of the special 90 Days to First Payment program for New, Used, and CPO BMW Retail Installment Contracts to include customers in Super Elite, Elite, and Standard credit tiers, effective immediately.

This 90 Days to First Payment offer is only eligible on New BMW Retail contracts up to 72 months and Used BMW Retail contracts up to 60 months, utilizing Regional or Sales Support programs, and only available on Standard credit tier and above.

Customer Eligibility
  • Customers may choose their first payment to be 90 days from contract signing.
  • Customers must be in Super Elite, Elite, or Standard credit tier.

Program Eligibility
  • Customers must take delivery and be contracted by June 30, 2020.
  • 90 Days to First Payment is only available on BMW Group vehicles.
  • BMW New Retail contracts up to 72 months.
  • Used BMW Retail contracts up to 60 months.

Disclosure: Offer not available on Select, Owners Choice, Lease and Pre-Pay contracts. Can be used in conjunction with Regional or Sales Support programs. All standard credit guidelines apply. Interest will accrue during the 90-day period. Expires June 30, 2020.

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BMW of Des Moines

9631 Hickman Rd
Directions Urbandale, IA 50322

  • Sales: 877-606-8847
  • Service: 877-606-8849
  • Parts: 877-609-8259


  • Monday 9:00 AM-7:00 PM
  • Tuesday 9:00 AM-7:00 PM
  • Wednesday 9:00 AM-7:00 PM
  • Thursday 9:00 AM-7:00 PM
  • Friday 9:00 AM-6:00 PM
  • Saturday 9:00 AM-6:00 PM
  • Sunday Closed