Prices starting at: $41,950

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Learn More About Buying a 2020 BMW X3 in Urbandale

Visit BMW of Des Moines for a great deal on a new 2020 BMW X3. Our sales team is ready to show you all of the features that you will find in the BMW X3 and take you for a test drive in the Urbandale Area. At our BMW dealership you will find competitive prices, a stocked inventory of 2020 BMW X3 cars and a helpful sales team. Stop by our car dealership today and take a 2020 BMW for a spin.

BMW (1)

X3 SAV (25)

2020

Manufacturer Offer

Lease: $449 per month for 36 months. $3,999 due at signing for select 2020 BMW X3 sDrive30i

  1. $449 per month for 36 months
  2. $500 cash back
  3. $3,999 cash due at signing
  • Applies to select new 2020 BMW X3.

Lease a new 2020 X3 sDrive30i for $449 per month for 36 months with $3999 due at signing. $500 Loyalty/ Conquest Certificate $500 Lease Credit included in payment.

Disclaimer(s)
  • Offer not valid in Puerto Rico. Lease financing available on new 2020 BMW X3 sDrive30i models from participating BMW Centers through BMW Financial Services through July 31 2020 to eligible, qualified customers with excellent credit history who meet BMW Financial Services\' credit requirements. Monthly lease payments of $449 per month for 36 months is based on an adjusted capitalized cost of $38520 (MSRP of $43995 including destination and handling fee of $995 less $2625 customer down, $0 security deposit and suggested dealer contribution of $1850 and $500 Lease Credit, $500 Loyalty/ Conquest Certificate). Actual MSRP may vary. Dealer contribution may vary and could affect your actual lease payment. Cash due at signing includes $2625 down payment, $449 first month\'s payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles and a disposition fee of $350 at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised payment does not include applicable taxes. Purchase option at lease end, excluding tax, title and government fees, is $24637. Offer valid through July 31 2020 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details. 2020 BMW of North America, LLC. The BMW name, model names and logo are registered trademarks. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Lease: $479 per month for 36 months. $3,999 due at signing for select 2020 BMW X3 xDrive30i

  1. $479 per month for 36 months
  2. $500 cash back
  3. $3,999 cash due at signing
  • Applies to select new 2020 BMW X3.

Lease a new 2020 X3 xDrive30i for $479 per month for 36 months with $3999 due at signing. $500 Loyalty/ Conquest Certificate $500 Lease Credit included in payment.

Disclaimer(s)
  • Offer not valid in Puerto Rico. Lease financing available on new 2020 BMW X3 xDrive30i models from participating BMW Centers through BMW Financial Services through July 31 2020 to eligible, qualified customers with excellent credit history who meet BMW Financial Services\' credit requirements. Monthly lease payments of $479 per month for 36 months is based on an adjusted capitalized cost of $40,625 (MSRP of $45995 including destination and handling fee of $995 less $2595 customer down, $0 security deposit and suggested dealer contribution of $1775 and $500 Lease Credit, $500 Loyalty/ Conquest Certificate). Actual MSRP may vary. Dealer contribution may vary and could affect your actual lease payment. Cash due at signing includes $2595 down payment, $479 first month\'s payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles and a disposition fee of $350 at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised payment does not include applicable taxes. Purchase option at lease end, excluding tax, title and government fees, is $25757. Offer valid through July 31 2020 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details. 2020 BMW of North America, LLC. The BMW name, model names and logo are registered trademarks. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Lease: $609 per month for 36 months. $4,999 due at signing for select 2020 BMW X3 M40i

  1. $609 per month for 36 months
  2. $500 cash back
  3. $4,999 cash due at signing
  • Applies to select new 2020 BMW X3.

Lease a new 2020 X3 M40i for $609 per month for 36 months with $4999 due at signing. $500 Loyalty/ Conquest Certificate $1500 Lease Credit included in payment.

Disclaimer(s)
  • Offer not valid in Puerto Rico. Lease financing available on new 2020 BMW X3 M40i models from participating BMW Centers through BMW Financial Services through July 31 2020 to eligible, qualified customers with excellent credit history who meet BMW Financial Services\' credit requirements. Monthly lease payments of $609 per month for 36 months is based on an adjusted capitalized cost of $51380 (MSRP of $57945 including destination and handling fee of $995 less $3465 customer down, $0 security deposit and suggested dealer contribution of $1100 and $1500 Lease Credit, $500 Loyalty/ Conquest Certificate). Actual MSRP may vary. Dealer contribution may vary and could affect your actual lease payment. Cash due at signing includes $3465 down payment, $609 first month\'s payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles and a disposition fee of $350 at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised payment does not include applicable taxes. Purchase option at lease end, excluding tax, title and government fees, is $32449. Offer valid through July 31 2020 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details. 2020 BMW of North America, LLC. The BMW name, model names and logo are registered trademarks. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Financing Offer : 0.9% APR for 60 months on select BMW models

  1. 0.9% APR for 24 months
  2. 0.9% APR for 36 months
  3. 0.9% APR for 39 months
  4. 0.9% APR for 42 months
  5. 0.9% APR for 48 months
  6. 0.9% APR for 60 months
  7. 1.9% APR for 72 months
  • Applies to multiple models.

Disclaimer(s)
  • Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 0.9% APR with $2,500 down payment provides for 60 monthly payments of $17.05 per $1000 financed for qualified buyers. 0.9% APR for a term of 24 months corresponds to a monthly cost of $42.06 per $1000 financed. 0.9% APR for a term of 36 months corresponds to a monthly cost of $28.16 per $1000 financed. 0.9% APR for a term of 39 months corresponds to a monthly cost of $26.03 per $1000 financed. 0.9% APR for a term of 42 months corresponds to a monthly cost of $24.2 per $1000 financed. 0.9% APR for a term of 48 months corresponds to a monthly cost of $21.22 per $1000 financed. 1.9% APR for a term of 72 months corresponds to a monthly cost of $14.71 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Financing Offer : 2.69% APR for 60 months on select BMW models

  1. 2.69% APR for 24 months
  2. 2.69% APR for 36 months
  3. 2.69% APR for 39 months
  4. 2.69% APR for 42 months
  5. 2.69% APR for 48 months
  6. 2.69% APR for 60 months
  7. 2.89% APR for 72 months
  8. 3.99% APR for 84 months
  • Applies to multiple models.

Disclaimer(s)
  • Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 2.69% APR with $2,500 down payment provides for 60 monthly payments of $17.83 per $1000 financed for qualified buyers. 2.69% APR for a term of 24 months corresponds to a monthly cost of $42.84 per $1000 financed. 2.69% APR for a term of 36 months corresponds to a monthly cost of $28.94 per $1000 financed. 2.69% APR for a term of 39 months corresponds to a monthly cost of $26.81 per $1000 financed. 2.69% APR for a term of 42 months corresponds to a monthly cost of $24.97 per $1000 financed. 2.69% APR for a term of 48 months corresponds to a monthly cost of $22 per $1000 financed. 2.89% APR for a term of 72 months corresponds to a monthly cost of $15.14 per $1000 financed. 3.99% APR for a term of 84 months corresponds to a monthly cost of $13.66 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Dealer Allowance: $4,000 cash back on select BMW models when financing through BMW Financial Services

  1. $4,000 cash back
  • Applies to select new 2020 BMW X3.

Disclaimer(s)
  • Cash only available on vehicles with 9,999 or fewer odometer miles and must be the 1st consumer retail. Dealer Contribution may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire amount. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Dealer Allowance: $4,000 cash back on select BMW models

  1. $4,000 cash back
  • Applies to select new 2020 BMW X3.

Disclaimer(s)
  • Cash only available on vehicles with 1,000 or fewer odometer miles. Dealer Contribution cashback may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire cashback amount. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Dealer Allowance: $2,500 cash back on select BMW models when financing through BMW Financial Services

  1. $2,500 cash back
  • Applies to select new 2020 BMW X3 and X3 PHEV.

Disclaimer(s)
  • Cash only available on vehicles with 9,999 or fewer odometer miles and must be the 1st consumer retail. Dealer Contribution may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire amount. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Dealer Allowance: $2,500 cash back on select BMW models

  1. $2,500 cash back
  • Applies to select new 2020 BMW X3 and X3 PHEV.

Disclaimer(s)
  • Cash only available on vehicles with 1,000 or fewer odometer miles. Dealer Contribution cashback may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire cashback amount. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

College Grad Offer : $1,000 cash back on select BMW models

  1. $1,000 Offer
  • Applies to multiple models.

Disclaimer(s)
  • Offer subject to credit approval through BMW Financial Services and verification of graduation and employment. Recent graduate means graduation from an accredited college or university with a doctorate, graduate, undergraduate, or associate's degree earned within the previous 24 months, or is eligible to graduate within the next 6 months and has a verifiable offer of employment. To qualify, you must have a minimum of 6 months of credit on file and no previous derogatory credit on any credit lines. Finance and lease terms based on credit score. See your BMW Client Advisor for most current program. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Loyalty Offer : $1,000 cash back on select BMW models

  1. $1,000 Offer
  • Applies to multiple models.

Disclaimer(s)
  • BMW Loyalty APR Credit is available for current or former BMW owners/lessees who lease or finance a new eligible MY2020 BMW model from an authorized BMW dealer and contract through BMW Financial Services. Current BMW owner: Customer with a BMW Car/SAV currently in their possession, regardless of financing source (proof of ownership required such as vehicle registration, auto insurance card, vehicle title or DCS Vehicle Inquiry). - Former BMW owner: Customer who sold their BMW Car/SAV within the last 12 months, regardless of financing source (proof of ownership required such as vehicle registration, auto insurance card, vehicle title or DCS Vehicle History). - Current BMW Financial Services owner/lessee: Customer leasing or financing a BMW Car/SAV through BMW Financial Services (provide BMW FS account number or VIN). - Former BMW Financial Services owner/lessee: Customer who leased or financed a BMW Car/SAV through BMW Financial Services and their contract expired within the last 12 months (provide BMW FS account number or VIN). (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Affiliate Offer : $500 cash back on select BMW models

  1. $500 Offer
  • Applies to multiple models.

Disclaimer(s)
  • All USAA/PenFed members are eligible. One Incentive per member per year. USAA/PenFed members must present a BMW Manufacturer Certificate at time of purchase. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Affiliate Offer : $500 cash back on select BMW models

  1. $500 Offer
  • Applies to multiple models.

Disclaimer(s)
  • Cash/Non-FS funded only. All USAA/PenFed members are eligible. One Incentive per member per year. USAA/PenFed members must present a BMW Manufacturer Certificate at time of purchase. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Conquest Offer : $500 cash back on select BMW models

  1. $500 Offer
  • Applies to multiple models.

Disclaimer(s)
  • Customers must contract through BMW Financial Services at an authorized BMW center. BMW Conquest Lease/APR Credit must be used in conjunction with a BMW Financial Services Lease, PrePay Lease, OwnersChoice, Retail or Select contract. - Customers do not have to trade in their vehicle to qualify. - BMW Conquest Lease/APR Credit is extended to current owners/lessees of competitive brand vehicles. - BMW Conquest Lease/APR Credit is extended to individuals residing in the same household as the qualifying customer. Proof of residency must be provided in order to receive the household conquest. BMW Conquest Lease/APR credit is non-transferable to other family members or friends outside the household. - Proof of residency is defined as (but not limited to): a current Utility Bill, Pay Stub or W2. - Customers whose original vehicle is in a company name and now want to place their new vehicle in their personal name (or vice-versa) are eligible for the BMW Conquest Lease/APR Credit. You may be required to provide documents establishing the association between the company and the person. - Customers who do not currently own a vehicle qualify. - Can be combined with available market-level cash incentives and rebates. - Can be combined with Conquest programs only. - Can not be combined with any Loyalty offer. Credit subject to chargeback if any Loyalty offer is used in conjunction with the Conquest Lease/APR. - Dealer must maintain a copy of the competitive Make Registration information in deal jacket for audit purposes. - Dealer must include a copy of the competitive Make Registration in funding package. - Model eligibility is contingent on vehicle supply and program support. (See Trims)
  • See State Disclaimer *

2019

Manufacturer Offer

Financing Offer : 0.9% APR for 60 months on select BMW models

  1. 0.9% APR for 24 months
  2. 0.9% APR for 36 months
  3. 0.9% APR for 39 months
  4. 0.9% APR for 42 months
  5. 0.9% APR for 48 months
  6. 0.9% APR for 60 months
  7. 1.9% APR for 72 months
  • Applies to multiple models.

Disclaimer(s)
  • Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 0.9% APR with $2,500 down payment provides for 60 monthly payments of $17.05 per $1000 financed for qualified buyers. 0.9% APR for a term of 24 months corresponds to a monthly cost of $42.06 per $1000 financed. 0.9% APR for a term of 36 months corresponds to a monthly cost of $28.16 per $1000 financed. 0.9% APR for a term of 39 months corresponds to a monthly cost of $26.03 per $1000 financed. 0.9% APR for a term of 42 months corresponds to a monthly cost of $24.2 per $1000 financed. 0.9% APR for a term of 48 months corresponds to a monthly cost of $21.22 per $1000 financed. 1.9% APR for a term of 72 months corresponds to a monthly cost of $14.71 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Financing Offer : 2.69% APR for 60 months on select BMW models

  1. 2.69% APR for 24 months
  2. 2.69% APR for 36 months
  3. 2.69% APR for 39 months
  4. 2.69% APR for 42 months
  5. 2.69% APR for 48 months
  6. 2.69% APR for 60 months
  7. 2.89% APR for 72 months
  8. 3.99% APR for 84 months
  • Applies to multiple models.

Disclaimer(s)
  • Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 2.69% APR with $2,500 down payment provides for 60 monthly payments of $17.83 per $1000 financed for qualified buyers. 2.69% APR for a term of 24 months corresponds to a monthly cost of $42.84 per $1000 financed. 2.69% APR for a term of 36 months corresponds to a monthly cost of $28.94 per $1000 financed. 2.69% APR for a term of 39 months corresponds to a monthly cost of $26.81 per $1000 financed. 2.69% APR for a term of 42 months corresponds to a monthly cost of $24.97 per $1000 financed. 2.69% APR for a term of 48 months corresponds to a monthly cost of $22 per $1000 financed. 2.89% APR for a term of 72 months corresponds to a monthly cost of $15.14 per $1000 financed. 3.99% APR for a term of 84 months corresponds to a monthly cost of $13.66 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Dealer Allowance: $4,500 cash back on select BMW models when financing through BMW Financial Services

  1. $4,500 cash back
  • Applies to select new 2019 BMW X3.

Disclaimer(s)
  • Cash only available on vehicles with 9,999 or fewer odometer miles and must be the 1st consumer retail. Dealer Contribution may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire amount. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Dealer Allowance: $4,500 cash back on select BMW models

  1. $4,500 cash back
  • Applies to select new 2019 BMW X3.

Disclaimer(s)
  • Cash only available on vehicles with 1,000 or fewer odometer miles. Dealer Contribution cashback may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire cashback amount. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Dealer Allowance: $3,000 cash back on select BMW models when financing through BMW Financial Services

  1. $3,000 cash back
  • Applies to select new 2019 BMW X3.

Disclaimer(s)
  • Cash only available on vehicles with 9,999 or fewer odometer miles and must be the 1st consumer retail. Dealer Contribution may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire amount. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Dealer Allowance: $3,000 cash back on select BMW models

  1. $3,000 cash back
  • Applies to select new 2019 BMW X3.

Disclaimer(s)
  • Cash only available on vehicles with 1,000 or fewer odometer miles. Dealer Contribution cashback may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire cashback amount. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

College Grad Offer : $1,000 cash back on select BMW models

  1. $1,000 Offer
  • Applies to multiple models.

Disclaimer(s)
  • Offer subject to credit approval through BMW Financial Services and verification of graduation and employment. Recent graduate means graduation from an accredited college or university with a doctorate, graduate, undergraduate, or associate's degree earned within the previous 24 months, or is eligible to graduate within the next 6 months and has a verifiable offer of employment. To qualify, you must have a minimum of 6 months of credit on file and no previous derogatory credit on any credit lines. Finance and lease terms based on credit score. See your BMW Client Advisor for most current program. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Loyalty Offer : $1,000 cash back on select BMW models

  1. $1,000 Offer
  • Applies to multiple models.

Disclaimer(s)
  • BMW Loyalty APR Credit is available for current or former BMW owners/lessees who lease or finance a new eligible MY2019 BMW model from an authorized BMW dealer and contract through BMW Financial Services. Current BMW owner: Customer with a BMW Car/SAV currently in their possession, regardless of financing source (proof of ownership required such as vehicle registration, auto insurance card, vehicle title or DCS Vehicle Inquiry). - Former BMW owner: Customer who sold their BMW Car/SAV within the last 12 months, regardless of financing source (proof of ownership required such as vehicle registration, auto insurance card, vehicle title or DCS Vehicle History). - Current BMW Financial Services owner/lessee: Customer leasing or financing a BMW Car/SAV through BMW Financial Services (provide BMW FS account number or VIN). - Former BMW Financial Services owner/lessee: Customer who leased or financed a BMW Car/SAV through BMW Financial Services and their contract expired within the last 12 months (provide BMW FS account number or VIN). (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Conquest Offer : $750 cash back on select BMW models

  1. $750 Offer
  • Applies to multiple models.

Disclaimer(s)
  • Customers must contract through BMW Financial Services at an authorized BMW center. BMW Conquest Lease/APR Credit must be used in conjunction with a BMW Financial Services Lease, PrePay Lease, OwnersChoice, Retail or Select contract. - Customers do not have to trade in their vehicle to qualify. - BMW Conquest Lease/APR Credit is extended to current owners/lessees of competitive brand vehicles. - BMW Conquest Lease/APR Credit is extended to individuals residing in the same household as the qualifying customer. Proof of residency must be provided in order to receive the household conquest. BMW Conquest Lease/APR credit is non-transferable to other family members or friends outside the household. - Proof of residency is defined as (but not limited to): a current Utility Bill, Pay Stub or W2. - Customers whose original vehicle is in a company name and now want to place their new vehicle in their personal name (or vice-versa) are eligible for the BMW Conquest Lease/APR Credit. You may be required to provide documents establishing the association between the company and the person. - Customers who do not currently own a vehicle qualify. - Can be combined with available market-level cash incentives and rebates. - Can be combined with Conquest programs only. - Can not be combined with any Loyalty offer. Credit subject to chargeback if any Loyalty offer is used in conjunction with the Conquest Lease/APR. - Dealer must maintain a copy of the competitive Make Registration information in deal jacket for audit purposes. - Dealer must include a copy of the competitive Make Registration in funding package. - Model eligibility is contingent on vehicle supply and program support. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Affiliate Offer : $500 cash back on select BMW models

  1. $500 Offer
  • Applies to multiple models.

Disclaimer(s)
  • All USAA/PenFed members are eligible. One Incentive per member per year. USAA/PenFed members must present a BMW Manufacturer Certificate at time of purchase. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Affiliate Offer : $500 cash back on select BMW models

  1. $500 Offer
  • Applies to multiple models.

Disclaimer(s)
  • Cash/Non-FS funded only. All USAA/PenFed members are eligible. One Incentive per member per year. USAA/PenFed members must present a BMW Manufacturer Certificate at time of purchase. (See Trims)
  • See State Disclaimer *